Feb 01

NOW IS THE TIME TO BUY!!!!!

Should I Buy Now Or Wait Until Next Year? [INFOGRAPHIC] | Simplifying The Market

Jan 24

HOME PRICES UP!!!!!

 

Home Prices Up in 93% of Measurable Markets [INFOGRAPHIC]

Home Prices Up in 93% of Measurable Markets [INFOGRAPHIC] | Simplifying The Market (more…)

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The REAL Reasons Americans Buy a Home | Simplifying The Market

The REAL Reasons Americans Buy a Home

We often talk about the financial reasons why buying a home makes sense. But often, the emotional reasons are the more powerful, or compelling reasons. The Joint Center for Housing Studies at Harvard University performs a study every year surveying participants for the reasons that American’s feel are most important in regards to homeownership.

The top 4 reasons to own a home cited by respondents were not financial.

(more…)

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Jan 22

SETTLES THESE 3 HOMES SEPT 30, 2015

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151 Addison Lane Lansdale, Pa 19446

1239 Maplewood Dr Maple Glen-MLS_Size-001-Exterior Front-720x540-72dpi

1239 Maplewood Drive Ambler, Pa

Raven Hollow Built by David Cutler

Raven Hollow Built by David Cutler

Oct 31

“AGENT OF THE MONTH” 2.5Million Settled in September

FullSizeRender12346387_10205231581055431_7270207992033276227_nPrivate Parking Space for “Agent of the month” Call Me I can do the same for you!!!!

Oct 04

JUST LISTED IN BLUE BELL COUNTRY CLUB-UPSCALE LIVING IN BLUE BELL, PA

228 Winged Foot Dr Blue Bell-MLS_Size-001-34-Exterior Front-1440x1080-72dpi228 Winged Foot Dr Blue Bell-MLS_Size-016-11-Stairway-1440x1080-72dpi

Oct 04

Is Qualifying for a Mortgage Getting Harder

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Is Qualifying for a Mortgage Getting Easier?Posted: 23 Sep 2015 04:00 AM PDT

Is Qualifying for a Mortgage Getting Easier? | Keeping Current Matters There has been a lot of talk about how difficult it is to get a home mortgage in today’s lending environment. However, three recent reports have revealed that lending standards are beginning to ease. This is great news for both first time buyers and current homeowners looking to move or buy a second vacation/retirement home. Let’s look at the three reports:

The MBA’s Mortgage Credit Availability Index

This index, issued by the Mortgage Bankers’ Association, measures the availability of credit available in the home mortgage market. A decline in the MCAI indicates that lending standards are tightening, while increases in the index are indicative of a loosening of credit. We can see that the index has been increasing nicely this year: Mortgage Credit Availability Index | Keeping Current Matters

Fannie Mae’s latest Mortgage Lender Sentiment Survey

This survey revealed that more lenders report that mortgage lending standards across all loan types are easing. The survey asked senior mortgage executives whether their company’s credit standards have eased, tightened, or remained essentially unchanged during the prior three months. The gap between lenders reporting easing as opposed to tightening over the prior three months jumped to approximately 20%. This represented a new survey high of “net easing.” In addition, the share of lenders who expect their organizations to ease credit standards over the next three months also ticked up this quarter. Doug Duncan, senior vice president and chief economist at Fannie Mae, addressed this easing of standards:

“For the first time in seven quarters, we see a pronounced increase in the share of lenders, particularly medium- and larger-sized lenders, reporting on net an easing of credit standards … This is a significant result in light of public discourse on credit availability and standards … Overall, we expect that lenders’ tendency toward easing credit standards, together with relatively low mortgage rates and a strengthening labor market, will continue to support the housing market expansion.”

Ellie Mae’s latest Origination Insights Report

The easing of credit standards is also confirmed in this report which showed that the average FICO score on a closed loan fell to its lowest point in well over a year. Here is a chart of average FICO scores on closed loans so far in 2015: Ellie Mae FICO Scores | Keeping Current Matters

Just keep an eye on interest rates…

Although this is all great news, there was one challenge in the recently released data. Ellie Mae reported that the average interest rate on closed loans is beginning to inch upward: Ellie Mae Interest Rates | Keeping Current Matters

What this means to you…

If you are a first time buyer or a current homeowner thinking of moving up to a bigger home or buying a vacation home, now may be the time to act. Mortgage lending standards are beginning to ease and interest rates are beginning to inch up.

 

 

 

 

 

 

 

 

 

 

 

 

 

 


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Oct 01

JUST SETTLED THIS BEAUTIFUL HOME! IN” MAPLEWOOD”Ambler, PA

1239 Maplewood Dr Maple Glen-MLS_Size-001-Exterior Front-720x540-72dpi

Aug 18

GREAT IDEAS FOR BACK TO COLLEGE!

Save on Designer Dorm Room Decor

Your dorm room decor doesn’t have to be basic; add the designer’s touches that will make your room the envy of the entire hall. Whether you go for airy pinks and greens, neutral grays or dramatic blues, you can bring your personality to your space for up to 30 percent off, now through August 23, 2015.

Aug 16

How to clean your windows!!!

new picMARY ANN GRABOYES!

“ME AND MY DOG ” IN LANSDALE, PA

WE WEAR THE SAME GLASSES

At the sight of multistory homes:The question is- Yeah, but who’s going to clean all those windows?” In her mind, she was probably imagining one person painstakingly cleaning each window the way she did around our home. She would mix 1 gallon of water with 2 tablespoons of white vinegar, fill a spray bottle, squeegee the liquid off each window and wipe the glass dry with newspaper, a process to which she, and subsequently, we, strictly adhered.

But does Mother really know best? I thought I’d check with the professionals to find out the best way to clean windows.

Aug 05

GREAT KITCHEN IDEAS!

 

GREAT KITCHEN IDEAS-NOTICE ALL THE ULTRA MODERN EXCESSORIES!new picMARY ANN GRABOYES-“AWARD WINNING REALTOR”*

 

 

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